We Bought A House!
If you follow me on Instagram this may be old news but..
we bought a house!!
After a year of searching and touring probably close to 100 homes, we finally found the perfect house for our little family! I am not going to lie when I say that the house hunt this past year has been one of the most challenging processes not only mentally but also emotionally. I joke when I say that if Jimmy and I's relationship can survive the house hunt then it will survive anything, however, there is definitely a bit of truth in that. While Jimmy and I both have the same taste in decor and architecture, we have two very different ways of looking at things. Jimmy is a relator and very analytical so much so that he would know before he even walked into a house whether he was going to like it or not. I on the other hand am a dreamer who loves a good DIY and sees the potential/vision in every single thing. I definitely can't count the number of arguments we had during this process on two hands but in the end after almost giving up and re-signing our lease we found OUR home.
So, if you are going to go through the house hunt process
here are my top 5 tips to survive:
1. Get Pre-Approved:
This is an important step that will determine how much you can afford. Most realtors will not work with you until you have been pre-approved and know what budget to work within. After verifying your income and assessing your debt, the lender will give you a pre-approval letter stating exactly how much they are willing to lend you. Having a pre-approval letter in hands helps you move faster when you find your dream home and is the perfect first step to make.
2. Use A Realtor:
I know Zillow makes it seem all easy and everything, but, save yourself a headache and time and find a realtor! Using a real estate agent will not only save you time but also the headache of trying to understand the ever changing housing market. They will explain the whole home-buying process to you, answer your questions, and refer you to other professionals you will need.
3. Prioritize Wants/Needs:
This is one of the most helpful things that you will do before you begin house hunting. Consider things like location, size, number of bedrooms/bathrooms, whether you want a fixer upper or not, etc. If you are going through this process with someone else this will get you both on the same page and help you both understand what is important to each other and where there can be compromise. Once you have figured out what your "list" looks like for your dream home this will help point you in the right direction of what houses you should look at.
4. Be Realistic:
This is SO important but so hard. Be realistic with not only your budget and what you can afford but also with what you will get for your budget. No house is worth being house poor no matter how pretty or amazing the house is.
Patience, Patience, Patience!! I seriously can't stress this one enough, trust me. During our house hunt it got to the point around house tour #85 where I was so desperate for a house that I could walk into a cardboard box and want it. Now, I look back at all of the houses I thought I wanted and I am sooo glad that we waited and kept looking because I truly feel that we found the perfect house for us. The last thing you want to do is settle for a house that you don't love.